Alain Guillot

Life, Leadership, and Money Matters

Tag: Interest rates

  • Trump’s Return: What It Means for Small Stocks and The Canadian Market

    Trump’s Return: What It Means for Small Stocks and The Canadian Market

    Over the past year, the Russell 2000 (small-cap index) has outperformed the S&P 500 (large-cap index), with returns of 38.46% compared to 36.94%. While the difference isn’t huge, both indexes have performed exceptionally well. Trump made a lot of promises during his election campaign. He promised: Lower taxes, tariff, deregulation, and low interest rates. How…

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise above 3.25%. The variable rate,…