Alain Guillot

Life, Leadership, and Money Matters

Tag: financial stability

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise above 3.25%. The variable rate,…

  • Passion vs. Paycheck: The Reality of Choosing a College Major

    Passion vs. Paycheck: The Reality of Choosing a College Major

    There is an ongoing debate about whether to study what you’re passionate about or to study for a job that will pay well. I studied to make money, and now that I have financial stability, I am able to pursue other passions such as dance, photography and podcasting. On the other hand, many people who…

  • Passion or money? Which one do you choose?

    Passion or money? Which one do you choose?

    I was watching a YouTube video featuring Influencer Patricia Bright from England, who mentioned that she prioritizes money over passion. One reason she cited is having experienced poverty, compelling her to prioritize financial stability. In my earlier years, I prioritized money, undertaking various jobs unrelated to my passions. I pursued finance and learned stock market…

  • Ryan Serhant, from drama student to real estate millionaire

    Ryan Serhant, from drama student to real estate millionaire

    Ryan Serhant is one of the most successful and well-known real estate brokers in the world. He was a theater student who waited tables to pay his rent. Out of desperation he turned to real estate.  He currently stars on the TV series Million Dollar Listing New York  Through a combination of hard work, personal charm, and…