Alain Guillot

Life, Leadership, and Money Matters

Have You Heard of These Alternative Investment Ideas?

Have You Heard of These Alternative Investment Ideas?

When you mention the word ‘investment,’ most people will think of real estate, stocks, and bonds. There’s nothing wrong with those forms of investment, and they should definitely be things you consider when you want to make your money grow.

But, did you know there are alternative investment ideas that can net you some lucrative returns? There are investment options available for people, each with different risk levels to suit their needs. The following are some of the top alternative investment ideas of 2021:

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Antique and Modern Coins

You may not realize it, but there are all kinds of unique and rare coins in the world that are worth significantly more than their original value. They might be one-of-a-kind coins, special editions issued in very limited quantities, and misprints.

Take the US Silver Eagle coin as an example. They are bullion coins with a face value of just one dollar, yet they get traded based on factors like their silver content, mintage, and condition.

Suppose you have a sizable collection of rare and limited edition antique and modern coins, and you’re willing to keep them somewhere safe for a few years. In that case, you could find they significantly appreciate in value and return a healthy profit upon sale.

Peer-to-Peer Lending

When most people want a loan, they will typically approach a traditional financial institution like a bank. These days, more borrowers are turning to peer-to-peer lending for convenience and greater customer satisfaction.

Peer-to-peer lending is where individuals like you lend money to other people. The process takes place through an intermediary that assesses a potential borrower’s risk profile and creditworthiness and matches them to an appropriate lender.

If you lend money to other people, you can set a risk level you’re comfortable with and get a steady return on your investment. The process assigns borrowers money from dozens of lenders, meaning your risk gets spread out among several people rather than one person.

Crowdfunding

Do you want to be part of tomorrow’s next big thing? If so, you might want to consider investing some of your money in crowdfunding projects. In a nutshell, crowdfunding involves enterprising people asking others for money to launch their business ideas.

In return, you would own a share of the business and receive dividends on any profits made. You’d also get the product or service associated with your investment as part of the deal. Crowdfunding is a successful way of investing money in the 21st century.

One of the most famous examples of crowdfunding is Ethereum, a cryptocurrency launched in 2015 and is now second to Bitcoin. Today, one ETH or “Ether” coin is worth around $4,000 at the time of writing.

Final Thoughts

These are just some of the many alternative investment ideas available to people in 2021. New investment concepts are coming out all the time, allowing for more options to grow your money. Nowadays, there are ways to invest even when you don’t have much money.