Alain Guillot

Life, Leadership, and Money Matters

Category: Real Estate

  • 3 Tips For Getting More Storage Into A Small Space

    3 Tips For Getting More Storage Into A Small Space

    If you live in a small home, or if you only have a small area of your home that you’re trying to work in, it can be hard to fit everything that you have into this small space. Luckily, there are all kinds of creative things that you can do to help you find more…

  • What To Consider When Purchasing Your First Property

    What To Consider When Purchasing Your First Property

    There is nothing quite as liberating as purchasing your first property. It’s a fantastic step climbing on the ladder and being able to do what you want with your own home. Whether you have rented before, or you have been in a university accommodation or living with parents, it’s a big step and you want…

  • Your New Buyer Checklist for Purchasing a House

    Your New Buyer Checklist for Purchasing a House

    Coming up with some of the leading ideas that are going to help you buy your new home is really important. This is why you have to make sure you think about the new buyer checklist you can use that will help you focus on this. It is important to consider some of the best…

  • Are you House Rich, Cash Poor?

    Are you House Rich, Cash Poor?

    What does it mean to be house rich cash poor? To be “house rich, cash poor” refers to a situation where a person owns a valuable property, typically a home, but struggles with day-to-day financial liquidity. Essentially, they have a significant portion of their wealth tied up in their house, leaving them with little available…

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise above 3.25%. The variable rate,…

  • Should You Buy a House? How Much Can You Afford?

    Should You Buy a House? How Much Can You Afford?

    Owning a house—the American dream We call it the American dream, the dream of being a homeowner. But is it a dream or a nightmare? When I ask people to share their financial goals, they generally say: But is buying a house really a good financial objective? We often hear the same anecdotal evidence: “My…