Becoming financially independent seems like an unattainable goal, but that’s only because that’s the way we have been thought to think about it. If you have any disposable income there is a huge pressure to spend it in thing that we now call “necessities.” or in luxuries because “we deserve it.” Whenever I ask a…

Every year I write a Last Will. These are my reflection for the 2023 year.

It’ sounds like a bold statement, but Gold, Crypto-whatever, NFTS, and many others are non producing assets. Let me explain: When you buy stocks in a company, you expect that company will sell a product or a service that will generate revenues and hopefully a profit. A stock is a producing asset. When you buy…

When François Legault was campaigning during the last election he promised every Quebecer a bribe of $500 if he got elected. Well, François Legault is keeping his promise. He got elected and now he’s handing out cheques to Quebecers ahead of the holidays. The checks will be between $600 to $400 (explanation below). To be…

There are three ways to build wealth: Today I will talk about having a regular job and investing the savings. We are trained to be good employees Most of us are trained to be employees, from the moment we go into grammar school to the moment we finish our university studies. The goal of our…