Alain Guillot

Life, Leadership, and Money Matters

Category: Personal Finance

  • Buying an SUV? Here are Some Things to Consider

    Buying an SUV? Here are Some Things to Consider

    If you’re about to buy your first SUV there are a few things you need to consider to make sure that you are making the right choice. SUVs are pricey vehicles and this is why you need to do due diligence before you sign off on one.  There are a lot of different SUVs out…

  • 3 Ways To Help Inflation Not Get The Best Of You

    3 Ways To Help Inflation Not Get The Best Of You

    So many people have been negatively affected by the inflation that has taken over the global economy in the last few years. And while there might not be much that you can do personally to help fight against inflation happening, there are things that you can do to help keep inflation from having such a…

  • How to create a legal will in Canada

    How to create a legal will in Canada

    One day I started borrowing money to start investing in real estate. My lenders and I came to the conclusion that I should write a will in case something ever happened to me. I wanted to make sure my lenders would get their money back even if I died. That was the time I wrote…

  • 4 Benefits of Whole Life Insurance — and Its Drawbacks

    4 Benefits of Whole Life Insurance — and Its Drawbacks

    Are you looking for an effective long-term investment strategy with a predictable return that will protect your family? Whole life insurance could be a great wealth protection vehicle to consider. Here’s what you need to know about how it works, why it might be the right choice for you and your family, and some drawbacks…

  • Tax season is coming, should you invest in your TFSA or your RRSP?

    Tax season is coming, should you invest in your TFSA or your RRSP?

    I am a low wage earner, as such I hardly ever invest in my RRSP (Registered Retirement Savings Plan). As a low income earner there is no tax advance to defer my taxable income until retirement; my income is low enough that I pay very little in taxes. In general, if you are a low…

  • Cutting Your Food Waste To Save Money And The Environment

    Cutting Your Food Waste To Save Money And The Environment

    Food waste is a growing concern for the environment. Over a third of all food produced for human consumption is wasted or lost, a loss that is valued at USD$1 trillion. Excess food waste can lead to increased carbon emissions, pollution and wasted water. All of these effects can be significantly reduced by cutting back…