We are so lucky to earn money in Canadian and US Dollars. When I go to my country and spend my money in Colombian Pesos, I get a lot of value for my money. My mother is spending her retirement years in Colombia because she can spend her money on things that would be prohibitively…

At the end of 2021 I thought I had enough money to retire, and then the market collapsed. In six months the S&P 500 tumbled about 16%. My retirement plans were scrapped. Luckily for me, I like working and I just continued working so there was not a big change in life, but something that…

http://youtu.be/ndK9PReUkuU If you are trying to lose weight you know that a box of doughnuts is not good for you. Just as well, if you are trying to cut your expenses, there are many expenses you can reduce without affecting your quality of life. Be ruthless! Here is a list of suggestions: Other personal finance…

Last year, my mother asked me for a loan. “Why is she asking me for a loan?” I asked myself. “Is she in a difficult financial situation?” To this day, she hasn’t told me. We live in different countries, and she is not always forthcoming. It turns out that she wanted the money for a…

Ready to build your first custom home? Are you wondering how you can get started? Building a home can be a daunting process and it can also be exciting as well.  The key to making the process as stress-free as possible is to know exactly which steps you should take to make sure you are…

Why might you want an investment manager?  Mainly, it’s to help you make smarter investments with your money. Their job is to take your cash and invest it in a portfolio that helps you earn more money over time. It’s a pretty important job as you’re trusting them to actually make a profit over time.…