Alain Guillot

Life, Leadership, and Money Matters

Category: Personal Finance

  • What Steps Should You Take After the Unexpected Death of a Loved One?

    What Steps Should You Take After the Unexpected Death of a Loved One?

    Some deaths are expected, to some extent, but they can often come out of the blue too. When a loved one dies unexpectedly, it can come as a huge shock that’s difficult to handle. However, while you’re dealing with this unexpected blow, you also have to keep going. Not only do you have your usual…

  • Better family planning: Over the counter birth control pills are now available to everyone

    Better family planning: Over the counter birth control pills are now available to everyone

    Imagine that your are living your day to day life with your boyfriend and one day, by accident, you become pregnant. Wow, that can really derail your life and your finances. If you decide to get an abortion, in some states you could go to prison. Well, imagine that you could prevent getting pregnant with…

  • I got $233 Free Money Today. Did you get yours?

    I got $233 Free Money Today. Did you get yours?

    It’s called the Grocery Rebate Payment. It’s free money from the Federal government. It just landed in my checking account this morning. The Grocery Rebate is equivalent to double the GST/HST credit amount I received for January 2023. I will take the money without question. The money is given with the purpose of helping Canadians tolerate…

  • 6 Ways to Live Well for Less During Retirement

    6 Ways to Live Well for Less During Retirement

    Retirement is a time of freedom and exploration, an opportunity to finally relax and enjoy the fruits of decades of hard work. However, without a regular job and the income that comes with it, it can also bring financial uncertainty. If that is something you don’t want to have to worry about, here are some…

  • Big savings for senior Montrealers, they can ride Public Transit for Free

    Big savings for senior Montrealers, they can ride Public Transit for Free

    Effective July 1, 2023, senior citizens aged 65 and older in Montreal have a reason to celebrate as they can now enjoy free rides on the city’s public transit system. This new initiative presents a fantastic opportunity for seniors to save money while conveniently accessing transportation options throughout the vibrant city. Previously, seniors in Montreal…

  • How to increase returns and reduce taxes

    How to increase returns and reduce taxes

    In many posts, I have spoken about the advantages of investing in RRSP, TFSA, and non-registered accounts. Here is a refresher of the investment ideas we have mentioned before: Invest money on your RRSP The contribution limit for your RRSP is 18% of your earned income in the previous year. For the year 2023 there…