Alain Guillot
Life, Leadership, and Money Matters
-
I made it to $500,000. I am a half millionaire.
It has taken me about 21 years to accumulate $500,000. While my achievement may not seem spectacular, I am incredibly proud of it. I have been in Canada for 26 years (I arrived in 1998) as an international student. Since I didn’t have much money, I had to go to…
-
Tech Troubles: Everyday IT Challenges That Increase Business Churn
in BusinessMany businesses don’t realize how much IT issues can hurt customer satisfaction. Whether it’s slow loading times, unexpected outages, or security concerns, these problems can lead customers to look for better options. A reliable IT system is like the backbone of customer service; when it fails, customer trust wavers. That’s…
-
Stock VS Bonds, The Best Asset Allocation For You
in Stock MarketHow much should you have in Bonds Vs Stocks? When it comes to asset allocation between stocks and bonds, nearly every money management book I have read suggests that a person should have a higher percentage of bonds in their portfolio as they grow older, using age as the primary…
-
The Gender Pay Gap is a Myth, it Doesn’t Exist
in OpinionThe pay gap between men and women is not due to discrimination but rather to various other factors. According to Claudia Goldin, Nobel Prize winner in Economics in 2023 for her research on the gender gap, when men and women start their careers, they earn similar amounts. However, as life…
-
Why Wealthy People Are Running Away From High-Tax Jurisdictions
in OpinionThe Progressive Tax System is unjust Many jurisdictions impose high taxes on their most productive members of society while offering minimal taxes to those who contribute the least or nothing. Imagine an accountant, an engineer, or a nurse who has spent years studying and working long hours, only to face…
-
Transforming Your Beach Routine: Essential Items for Comfort and Enjoyment
There’s nothing quite like a day at the beach—the soothing sound of waves, the gentle warmth of the sun, and the feel of soft sand between your toes. But a perfect beach day doesn’t just happen by chance; it requires careful planning and the right equipment. This guide is your…