Alain Guillot

Life, Leadership, and Money Matters

  • From the Roman Empire to Today: How the U.S. Became the World’s Economic Leader

    From the Roman Empire to Today: How the U.S. Became the World’s Economic Leader

    in

    For the past 20 years that I have been investing in the stock market, I’ve learned from numerous finance books and blogs that the best way to grow and preserve capital is to diversify across different types of securities (bonds, stocks, cash, etc.) and, within the equity portion of the…

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    in

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise…

  • Overlooked Aspects of Business Efficiency

    Overlooked Aspects of Business Efficiency

    in

    One of the most important things for running your business is to make sure that you use your time wisely. This means that you need to think about how to make sure that you are as efficient as possible.   Efficiency can come in various ways, some of which are obvious…

  • Global Diversification Is A myth

    Global Diversification Is A myth

    in

    Why I am giving up on global diversification and putting all my money in the U.S. stock market. Early in my journey as an investor, I was led to believe that the smartest thing I could do for my portfolio was to diversify globally. So, I did. I had a…

  • Is It Worth Hiring a Lawyer for a Pedestrian Accident?

    Is It Worth Hiring a Lawyer for a Pedestrian Accident?

    in

    Did you know that pedestrian fatalities account for 18% of all crash fatalities? According to the National Safety Council, 19% of people killed on the roads are pedestrians aged 35 to 74. Age groups of 35 and 44 and 55 and 64 are most likely to die while walking. So…

  • Pourquoi les paiements mobiles ne feront que gagner en popularité ?

    Pourquoi les paiements mobiles ne feront que gagner en popularité ?

    in

    Les paiements mobiles deviennent de plus en plus courants dans la société. Cette tendance est alimentée par de nombreux avantages, tant pour les consommateurs que pour les entreprises. Cet article explorera les raisons pour lesquelles les paiements mobiles sont en pleine expansion. Il mettra un accent particulier sur leur commodité,…